Benefits of Filing an Auto Accident Report

Few people see the benefit in filing an auto accident report with the police after an incident. It may simply seem like extra paperwork to deal with, when you have enough on your plate. Just as it’s important to visit a hospital for treatment after an accident for documentation purposes, it’s also important to file an auto accident report.

Here are three scenarios wherein an auto accident report is essential to guard your rights:

DENIAL DENIAL DENIAL

Let’s say in this scenario that someone makes an illegal left-hand turn and hits into your car. You both pull over to the side and he says it was totally his fault. You decide to opt out of the police report only to find that his insurance calls and says that it was your fault. Unfortunately, you don’t have any proof otherwise, and you might end up engaging in a pointless battle of “he said, she said.”

An auto accident report can keep this from happening, as you have documented evidence to back up what each person says to their insurance company.

EXCESSIVE DAMAGE WHERE THERE WAS NONE

In this scenario, the fender bender was your fault. But, the other person says not to worry about it, its no big deal. A while later you get a call from their insurance company that says that you caused excessive damage to their car. Eventually, you find yourself paying for fixes to their car that you’re sure had nothing to do with the fender bender.

An auto accident report can protect you by specifying the extent of the damages caused specifically by the accident in question.

A LAWSUIT IS FILED

Either situation above, and many many others, can lead to a lawsuit filed by either party. If that’s the case, then an auto accident report is going to play a pivotal role in the lawsuit.

• On one hand, it will clarify the cause of the accident and give a better picture of who was at fault.
• Additionally, whether you are the defendant or plaintiff, the auto accident report, in conjunction with hospital documentation will prove the extent of the damage and injuries.

When a lawsuit is filed, documentation is absolutely necessary. Not only can it help you cover the costs of repairs and medical bills, but it can also provide compensation for time off, a new car, loss of income, etc.

If you are in any kind of an accident, its imperative that you call the police and get proper documentation.

Were you in a traffic accident? Contact Sloat & Nicholson for a free consultation at 1-800-873-3202.